Risk Analyst, Small Ticket Risk

Business Unit: GE Commercial Finance, Capital SolutionsFunction: Risk ManagementResponsibilities: * Analyzes credit information pertaining to loan and lease applications for transactions where total proposed outstanding involvement does not exceed $500K
Reviews all pertinent credit and financial information, including credit bureau reports, Dun & Bradstreet reports, and financial statements if necessary
Prepares summary, presents facts and offers recommendations concerning credit worthiness
Self-testing of certain credit department functions for compliance with approved processes, policies and procedures
Negotiates transactional terms with internal and external customer base
Selects proper legal documentation to support credit approvals
Generates pricing runs for existing loan and lease products
Assists in the development of systems, procedures, and risk reporting
Participates in training new-hires
REQUIREMENTS
Qualifications: * 2 years minimum related experience
Bachelor's degree preferred
Excellent verbal/written communication skills
Financial skills (analysis, comprehension, and interpretation)
Experience in risk and related analysis
Ability to demonstrate solid Risk/Credit underwriting and legal documentation knowledge
Ability to make independent decisions and function with minimal supervision
Effective interpersonal communication skills
Proficient computer skills
4 year degreeDesired: * MBA a plus
Experience in the Financial Services Industry, with specific knowledge of Leases/LoansGeneral: Please go to www.gecareers.com and search for Job # 523885 to apply for this position.GE offers a competitive salary, outstanding benefits package and the professional advantages of an environment that supports your development and recognizes your achievements.GE is an equal opportunity employer.For U.S. employment opportunities, GE hires U.S. citizens, permanent residents, asylees, refugees, and temporary residents. Temporary residence does not include those with non-immigrant work authorization (F, J, H or L visas), such as students in practical training status. Exceptions to these requirements will be determined based on shortage of qualified candidates with a particular skill. GE will require proof of work authorization prior to employment.We would like to thank everyone who submits their resume for this opportunity. Due to the volume of resumes we receive, only those candidates selected for interviews will be contacted.
GE is an equal opportunity employer, offering a great work environment, challenging career opportunities, professional training and competitive compensation.The United States has regulations that govern the hiring of current or former U.S. Government employees. If you currently work for (or have in the past) the U.S. Government (in any capacity), you may have certain responsibilities under these regulations and certain restrictions may apply to your potential employment with GE. Therefore, if you are contacted by GE regarding a position of employment, and you have worked for the U.S. Government at any time, please immediately inform the GE representative of this fact.