Associate, Structured Risk

Business Unit: GE Commercial Finance, Capital SolutionsFunction: Risk ManagementResponsibilities: The Risk Analyst works with the Senior Risk Analyst to analyze customer operations and finances in order to determine credit worthiness in accordance with GE Franchise Finance underwriting guidelines.
Interface with clients under supervision of a Senior Risk Analyst for all underwriting issues related to assigned transactions in the Structured Beverage and Restaurant industries.
Analyze client developed financial models and develop detailed internal financial models.
Support the Senior Risk Analyst in credit analysis, due diligence, negotiation , and documentation.
Support the Senior Risk Analyst in preparation of credit approval memoranda, the identification of risks and mitigants, and presentation of the merits of the assigned transaction to senior management.
Manage portfolio accounts on an ongoing basis including monitoring performance, covenant compliance testing, processing waivers and amendments, and preparing monthly updates to internal portfolio reports.
Interface as necessary with finance, marketing, environmental, and legal functions during deal approval process.
REQUIREMENTS
Qualifications: * BS/BA degree in Finance, Economics, Business Administration, or Accounting plus 2 years experience in a commercial finance or banking environment, including preparing financial information, interpreting financial performance, assessing risk exposure, and recommending risk decision.
Demonstrated experience in modeling historical and projected financial statements in MS Excel and the analysis of corporate financial statements.
Demonstrated ability to effectively manage multiple priorities.
Strong technical skills, especially in financial analysis and monitoring.
Proven problem solving and analytical abilities.
Proficient in MS Word, Excel, and Powerpoint, with emphasis on Excel utilization.
High energy, detail oriented team player, with excellent organizational and verbal and written.
You must be willing to take a drug test.
You must be willing to submit to a background investigation, including for example, verification of your past employment, criminal history, and educational background.
To the extent you are applying for a position that may require you to operate a GE owned/leased, privately owned/leased or rental vehicle for company business, you must be willing to submit to a check of your driving record.
You must be legally authorized to work in the United States without work sponsorship at the time of hire.
You must submit your resume through gecareers.com or a job board to be considered for a specific job opening.Desired: * Commercial Cash Flow Lending Experience
Lending experience within the Beverage Wholesaler and/or Franchise Industry
Capital Markets Experience.
Experience Negotiating Loan Documents.
Accountable- Takes responsibility for decisions, actions, and results.
Resourceful- Seeks simple solutions to complex problems.
Teamwork- Works well with others.
Passionate- Demonstrates enthusiasm for the job.General: Please go to www.gecareers.com and search for Job # 547233 to apply for this position.GE offers a competitive salary, outstanding benefits package and the professional advantages of an environment that supports your development and recognizes your achievements.GE is an equal opportunity employer.For U.S. employment opportunities, GE hires U.S. citizens, permanent residents, asylees, refugees, and temporary residents. Temporary residence does not include those with non-immigrant work authorization (F, J, H or L visas), such as students in practical training status. Exceptions to these requirements will be determined based on shortage of qualified candidates with a particular skill. GE will require proof of work authorization prior to employment.We would like to thank everyone who submits their resume for this opportunity. Due to the volume of resumes we receive, only those candidates selected for interviews will be contacted.
GE is an equal opportunity employer, offering a great work environment, challenging career opportunities, professional training and competitive compensation.The United States has regulations that govern the hiring of current or former U.S. Government employees. If you currently work for (or have in the past) the U.S. Government (in any capacity), you may have certain responsibilities under these regulations and certain restrictions may apply to your potential employment with GE. Therefore, if you are contacted by GE regarding a position of employment, and you have worked for the U.S. Government at any time, please immediately inform the GE representative of this fact.