VP, National Construction Lending Coordinator

JOB SUMMARY: Assist the National LAM with document implementation; development of guidelines and training tools to be used by loan administration nationwide; maintain waivers and exceptions for both HBF/CRE and OTC; maintain a working knowledge of First Horizon’s OTC/HBF/CRE lending guidelines.

Maintain HBF/CRE/OTC Waivers & Exceptions by conducting regular assessments of exceptions to determine if guidelines need to be modified; and make recommendations to management to reflect a trend on exceptions being granted and provide summary of the reasonable risk associated with the recommended changes to ROMs and upper management as appropriate.

Respond to questions from RMs, RBMs and AEs in relation to loan administration guideline interpretation.

Maintain working knowledge of First Horizon’s OTC/HBF/CRE lending guidelines

Assist in the writing and implementation of OTC/HBF/CRE guidelines and training tools.

Maintain familiarity/relationships with the Branches who produce loans to understand all aspects of the OTC product.

Maintain a general familiarity and understanding of competitor’s guidelines to evaluate any possible area that OTC may modify their guidelines to remain competitive.

Maintain thorough working knowledge of TCL & TMO

DISCLAIMER
All the above duties and responsibilities are essential job functions subject to reasonable accommodation. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise, other than an “at will” employment relationship.
REQUIREMENTS
JOB QUALIFICATIONS:

EDUCATION:High school diploma or equivalent. College degree is preferred.

EXPERIENCE:Eight to ten years office experience, with a minimum of five to seven years construction lending loan administration. Administered a sizeable portfolio of loans of high complexity. Worked independently, with minimal supervision, to administer the portfolio.

OTHER: Knowledge of TCL and TMO preferred
Job duties may require some travel, less than 15%

JOB REQUIREMENTS (Knowledge, Skills, Abilities):
Extensive knowledge of mortgage lending and commercial lending
Thorough knowledge of single family construction and commercial real estate loan documents.
Adequate knowledge of the construction lending industry to identify potential problems before they arise.
Working knowledge of company policies and procedures, including an understanding of how they mitigate the various types of risk within construction lending
Ability to detect problems and develop operating practices to correct/prevent errors at the source or to otherwise promote the strategic direction of the Corporation.