Construction Lender II - Commercial Real Estate

b>OPPORTUNITY IS KNOCKING!!
Don't miss the chance to put your talent to work and become a part of our TEAM!!

Growth, stability, and compensation are just a few of the many reasons our employees enjoy working with us. We currently have the following full-time opportunity available at our office in Newport Beach / Ontario CA

POSITION DESCRIPTION:

Identify, qualify and originate new banking relationships for the Arizona Construction Lending group. Manage account relationships in accordance with credit and underwriting guidelines, identifying cross-selling opportunities for other bank products and services.

POSITION RESPONSIBILITIES:

Prepares relationship plans and calls on existing or prospective clients. Discusses and promotes all bank products and services to establish total client banking relationships. Discusses financing opportunities and general business.

Underwrites loan proposals and performs financial analysis of transactions and borrowers. Develops loan write-ups with a focus on identifying and mitigating credit risks in compliance with Bank loan policies.

Interfaces with other bank units as necessary. Defines responsibilities and coordinates objectives for all product areas in a relationship or transaction. Resolves all client needs and internal issues.

Monitors and analyzes relationship plan results and account activities. Determines client profitability. Makes recommendations regarding accounts to be further developed or eliminated. Prepares various reports for management.

Maintains awareness of competitive products, practices, rates and changes in market area.

Supervises Lending Assistant(s) and/or Credit Analyst(s)
REQUIREMENTS
QUALIFICATIONS/REQUIREMENTS:

EXPERIENCE:*One (1) year previous lending experience
Credit analysis, RMA training, cash flow training

EDUCATION:*BS in Finance or Business/Real Estate related field

SKILLS:*Written and verbal skills, oral presentation skills, good knowledge of corporate finance, strong problem solving skills, ability to manage relationships of low to moderate complexity, computer skills.