Commercial Business Banker

Commercial Business Banker

Position Purpose

Responsible for facilitating, preparing, analyzing, structuring and fulfilling a wide variety of commercial and business credit proposals, for middle market companies in an assigned geographic area. Assesses client needs and uses initiative and creativity to cross-sell other commercial banking products. Cultivates referral sources and generates new business by identifying and building rapport with potential customers. Ensures commercial loans are structured in a manner that meets customer needs, ensures credit quality and minimizes credit risk.
REQUIREMENTS
Skills and Qualifications

With or without reasonable accommodation must be able to perform all essential functions of the job. Satisfactory performance requires possession and/or demonstration of the following:
Graduation from accredited 4 year college or university leading to a degree in finance, business, or related field, or equivalent experience.
Working knowledge of bank lending products and practices.
Good knowledge of real estate documentation.
Good knowledge of mathematical or statistical concepts and theory as it pertains to the financial industry, including accounting and financial analysis.
Good knowledge of the bank’s computer system and applicable software programs, include word-processing, spreadsheet, tax analysis.
Intermediate knowledge of related state and federal loan regulations and other applicable Bank lending policies and procedures.
Knowledge of sales techniques.
2 to 3 years related lending experience.
Ability to effectively present information, verbally and in writing.
Effective oral, written and interpersonal communication skills.
Ability to incorporate County Bank’s core values into working relationships with customers and team members, to communicate openly and honestly, and to positively adapt to change.
Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to effectively present information and respond to questions from groups of managers, clients and customers.
Ability to define problems, collect data, establish facts, and draw valid conclusions, to interpret a variety of technical instructions and deal with several abstract and concrete variables.