Business Banking Officer -CRE Specialist - Dayton

You and National City - National City, one of the nation's 10 largest financial holding companies, is looking for employees who want to work for an organization that values excellent employees, workplace diversity, ethical conduct and superior customer service. Our employees are true Customer Champions, striving to do what's right for our customers with every interaction. We value our employees, customers, shareholders and communities and dedicate our efforts to their success. With National City, your growth opportunities are limitless! Take a few moments to see what we can offer you. You as a Business Banking Officer -CRE Specialist - will be responsible for: Sourcing Deals: Calling on prospective and existing small business customers, focusing on Investment Real Estate opportunities with a portfolio size of up to $2 million (25% or less owner-occupied). Identify opportunities to sell entire small business and National City product set to CRE customers, making appropriate referrals as necessary. Managing Deals: Manage each CRE deal (including work-in-process documents and any follow ups) through closing of approximately 40 deals generating $12 million in first year revenue. Ensure that sound underwriting principles and guidelines are applied and maintained. Relationship Building: Identify and maintain broker and other Centers of Influence relationships important to CRE opportunities. Subject Matter Expert: Serve as an advisor and coach to other Business Banking Officers and Branch staff regarding the more complex CRE opportunities. You and your skills - this position requires: Completion of 4 years of college resulting in a bachelor's degree or equivalent. 3-5 years of lending experience within the financial services industry working with small business owners. Solid knowledge of commercial credit policies & practices, underwriting and accounting principles. Communicate and present effectively (both in writing and verbally) within a fast paced professional business environment. Experience in forming recommendations, solve complex issues, negotiate and positively influence others' to adopt a course of action which may be contrary to their intitial position. Ability to actively cultivate a network of relationships internally (ie. COI's) and externally (ie. Broker's) at all levels and across all functions. Ability to take a leadership role and serve as a subject matter expert regarding
Job Requirements
You and your skills -


Bachelor's Degree or the equivalent

One to three years of related experience

Your rewards -

National City employees can choose from a broad range of options offered through our benefits programs for full and part-time employees, including paid vacations and holidays, health insurance coverage, life, accident and disability insurance and free or discounted bank products and services.

At National City we care about doing what's right for our customer.

National City Corporation (NYSE: NCC), headquartered in Cleveland, Ohio, is one of the nation's largest financial holding companies. The company operates through an extensive banking network primarily in Ohio, Illinois, Indiana, Kentucky, Michigan, Missouri and Pennsylvania, and also serves customers in selected markets nationally. Its core businesses include commercial and retail banking, mortgage financing and servicing, consumer finance and asset management. For more information about National City, visit the company's Web site at NationalCity.com.