Senior Credit Analyst

Conducts credit investigations and analyses credit information pertaining to loans. Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. Analyzes financial statements and related material. Analyzes financial conditions and trends; reviews and reports non-compliance with loan covenants. Determines cash flow using appropriate tax analysis. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Provides credit information and references for customers, loan officers, or other agencies as requested. Ensures that all credit files include current financial statements, agency reports, etc. Maintains control over current accounts, noting payment progress, watching for any developing problems, and keep loan officers informed. May assists with projects as needed. Other duties as assigned.Sr Credit Analyst I, X20 - Typically requires a Bachelor's and 0 - 2 years of directly related experience. Limited use and/or application of basic principles, theories, and concepts. Basic knowledge of financial and spread analysis, credit and lending and experience working with various types of loans. PC skill required.
REQUIREMENTS
Please see Job Description