STAFF ACCOUNTANT/COLLECTIONS

Senior Product and Credit Analyst

SCOPE of JOB

The Senior Risk Management Analyst is responsible for producing analytical reports that helps to understand the risks associated with product.

RESPONSIBILITIES

· Analyze credit, demographic, product and pricing information for various operating entities by characteristics and performance

· Create a Statistical Quality Control Sampling Process stratified by risk, by product based on risk parameters to assist quality control.

· Analyze AVM and Appraisal information analytics that currently exist and the business rules to measure and analyze risk

· Analyze Loan Exceptions and MI information

· Create analytics for existing product performance by demographics, credit pre-payment and New Product Introduction

· Identify high risk areas for underwriting and quality control

· Develop monthly package for ALCO, Executive, Credit and Loan Committees that shows the product, risk, pre-payment, ROE and performance characteristics

Perform all duties as assigned
REQUIREMENTS
STAFF ACCOUNTANT/COLLECTIONS

JOB SUMMARY

The primary focus of this job is ensure the correct application of payments to the proper account and collect outstanding A/R balance, as well as providing customer account balance and information as need to other departments with a particular strong communication flow with sales department. This position is also to assist theCorporate Controller and will entail all company-wide accounting projects, processes, forms, reports, and activities.

JOB QUALIFICATIONS GUIDELINES:

Minimum BA Degree in accounting or related field.
Minimum 2 years accounting experience or related experience in retail environment.
Strong organizational skills, able to manage multiple projects.
Must be extremely details oriented
Strong credit & collections background, familiar with Dun & Bradstreet credit reporting
Team oriented, supervisory experience a plus
Excellent written and verbal communication skills
Able to read, write and speak English fluently
Strong computer skills, proficient in MS Word and Excel, strong background with accounting software
Must be able to work at a computer for 2 hours at a time, up to eight hours a day
Must be self-motivated, independent individual
Professional appearance and demeanor, including phone etiquette

JOB DUTIES

Review daily activity receipts and billing edit list
Process billing and post sales journal
Provide customer information to sales department as needed including account balance, terms, payment history, collection status and other information
Process customer credit applications, run Dun and Bradstreet credit reports
Review and monitor account collection progress. Call on all accounts with outstanding balance in order to collect funds and provide proper documentation for each collection account
Prepare monthly report including Accounts Receivable over 90 days and NSF check report
Prepare bank reconciliation to balance all cash accounts to reconcile with the general ledger and payroll
Review account analysis, expenses, notes payable and loan accounts.
Review forms 1099 and 1096 for the year end
Prepare monthly and quarterly sales tax reports and remit these payments
Update Business License/Permit Renewal report and Contract Renewal report
Complete all assignment in an organized, accurate and timely manner
Other duties as required by management

Send your resume as a Word document to [Click here for email] and [Click here for email] or fax it to 949 861 3912