Risk Management, Sr. Fraud Investigator

American Home Mortgage

Do you ever feel that your company is not bold enough? Fast enough? Innovative enough? Are you ready to take your career to the next level? The American Home family of companies is a forward-thinking team of winners. Aside from rapid and consistent progress, our greatest satisfaction comes from helping motivated, hard-working sales professionals realize untapped potential to achieve new levels of success. We are intensely focused on becoming one of the most successful mortgage companies in the world. We have dynamic leadership, exclusive marketing tools, a vast product line, world-class training, and most importantly, a will to win.

In May 2005, Forbes Magazine lists American Home Mortgage as, "One of the Top 2000 Companies in the World!" Real estate agents rate American Home Mortgage among the top three highest quality lenders in the nation. American Home celebrates outstanding individual achievement, dynamic teamwork and our collective goal to be the most successful mortgage company in the world.

Risk Management, Sr. Fraud Investigator

Position Summary
This senior level position is responsible for the investigation of cases involving potential mortgage misrepresentations and/or fraud. Referrals to the Fraud Management Department come from a variety of internal and external sources. These referrals may be loan specific and/or part of a pattern fraud investigation containing multiple loans with commonalities, which require in-depth analysis and evaluation. This position is responsible for prioritizing their pipeline of referrals for investigation and then investigates, reviews file information to make appropriate fraud determinations, and appropriately identifies the source of the suspected fraud. In addition, this position is responsible for case file management of their pipeline of suspected fraud cases, and conducting the next steps associated with the particular cases.

Many of the fraud schemes perpetrated in the mortgage industry are complex in nature, and requires “outside of the box” thinking to make the connections and uncover the fraud pattern. Therefore, the investigation of suspected mortgage fraud requires creativity, critical thinking, collaboration, as well as an aptitude to assess potential impacts and intuitively make recommendations as to the appropriate next steps. The investigator will use appropriate software and/or other investigative techniques, and will prepare summaries of investigation findings as well as interact cross-divisional to disseminate information.

In addition, the investigator will work with management in the development and preparation of senior management risk reports to assist the organization in monitoring investigation trends, key red flag metrics, early warning indicators, etc.
REQUIREMENTS
Knowledge, Skills and Abilities
-Minimum of 3 to 5 years experience in mortgage/financial services industry, financial or operational auditing, fraud investigation/detection, or a related field that demonstrates expertise in reviewing, analyzing, and developing information and making appropriate decisions.
-Bachelor’s Degree required
-Must have attention to detail, strong communications skills (written and verbal) and multi-tasking abilities.
-Demonstrated ability to research and proficiently compile substantial amounts of data and supporting information, analyze, then summarize in a clear, concise, and efficient format.
-Excellent organizational and superior analytical skills -- must work well in a team environment.
-Thorough knowledge of Microsoft Office products including, Access, Visio, Excel, PowerPoint and Word