Escrow Officer/ With Book of Business

Residential Escrow Officer



Responsibilities

Prorate taxes, hazard insurance, loan interest, and prepare escrow settlement documents
Prepare legal papers and written escrow agreements
Review commitment or binder to determine exceptions which must be cleared prior to closing and determine documentation necessary to waive exceptions
Execute closing and obtain payments due, disburse funds to appropriate parties, and maintain follow-up necessary for transaction completion and issuance of policy
Finalize transactions in connection with the insuring of title
Respond to questions regarding closing documents
Order beneficiary statements, hazard insurance policies, deeds of trust, reconveyances, and other documents
Assist in preparation, execution, and recording of authorized documents
Order and review necessary surveys and correlate current surveys to property description, ensuring accuracy
Contact present and prospective customers to obtain title insurance business and provide title insurance service for the customer
Perform public relations functions in accordance with sales program
May train and assign work to lower level escrow employees
May travel within area to perform real estate transaction closings at other locations
Minimum Qualifications

Knowledge of the purpose of title insurance and related services, and terminology of instruments involved in escrow transactions and insuring of title to real property
Knowledge of legal documents, local escrow procedures and terminology, proration of taxes, fire insurance and similar costs, legal description, basic sales and service techniques, and principles of mortgage lending
Ability to perform mathematical calculations
Ability to interview escrow principals, write escrow instructions, review preliminary title reports, ascertain needed information from title plant, and plan and conduct escrow closing program
Ability to perform assignments guided by general escrow procedures
Ability to communicate effectively, both verbally and in writing
Ability to operate a personal computer and use Microsoft Office software and Internet Explorer
High school diploma with four years of experience in escrow work, or an equivalent combination of education and experience


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